Hello Sophie,
While we're looking at pictures of chastity belts it's easy to believe the "Y" style belts are unlikely to get dirty when using the bathroom, but that isn’t true because the attachment point of the two chains (or wires) at the crotch part will be located between your vagina and anus which are separated by about 2 - 2.5 cm for those of us who are average-weight. The 2 - 2.5 cm distance is too short for the gap between the two arms of the “Y” to be wide enough to clear the anus with enough margin to where it won't get dirty. The problem is compounded by our butt cheeks trying to push the chains closer together in the same area.
The rigid belts with the poop hole might be appealing but there are three problems with those. It is impossible to perfectly align the poop hole with your anus 100% of the time. If it’s perfectly aligned in a seated position, leaning slightly forward or back is all it takes to misalign the two. As unladylike as it is to admit, none of us emit marble-sized, firm poop that will fly through that hole without making contact. Our colons are designed to make log-shaped waste and that is going to make contact with what surrounds the hole in the belt every time. Lastly, no matter the method we use to clean that area of the belt, some of the dirty will inevitably end up underneath the liner edges.
A coated cable sounds like a great idea for Tobbe is right that it's easy to clean and disinfect - but only at first.
The cable coatings are vinyl, not medical-grade silicone and vinyl absorb odors over time. This is why kitchens with a vinyl floor will smell like the Pine-Sol we cleaned it with for days later whereas a kitchen with a tile floor will not. The vinyl floor absorbs odors, ceramic tile does not.
Vinyl also fatigues and cracks as it ages. That makes cleaning more difficult and some vinyls give sharp edges when it cracks and splits apart. The other thing I don't like about belts with cables (or chains) is the crimps used to mount them. A crimp guarantees gaps that the dirty can get in along with other human byproducts such as microscopic dead skin (which we flake constantly) and perspiration. Where there is dead skin collecting there are mites. That’s what the dust we wipe off our furniture is - collections of microscopic skin flakes, microscopic mites that feed on the dead skin and the microscopic poops they leave behind from digesting our dead skin. Where there is perspiration there is bacteria. We all know what bacteria smells like and that is why we use deodorant and talc powder, and change our socks and knickers every day.
By the way, crimps are rarely ground so they will have sharp edges left over from how they’re manufactured and crimped. That can cut skin and knickers alike.
I’ve worn many different manufactured chastity belts over the years and they’re all in my closet somewhere. My husband, a mechanical engineer, designed my belt and the crotch part looks somewhat like this (please forgive my bad art):

- crotch.jpg (10.29 KiB) Viewed 5826 times
With the crotch part being one continuous piece, there are no seams or joints to collect human debris and it's easily cleaned since it's stainless. I use a small bottle with a right-angle nozzle I purchased from a laboratory supply company filled with saline followed by a generous amount of baby wipes. No liners of vinyl cable coatings to wear out, shift, split and crack either.
I've worn this belt for almost three years now. My husband unlocks me for sex and doctor visits. No health problems, no stinky problems, no cuts or abrasions.
I hope the above helps you.
Molly